![]() ![]() Tip: you can keep up with the latest best rates on savings in our guide to how to find the best savings account. Budgeting is about being prepared for things like this, not just maximising your disposable income. It might be tempting to reduce the amount you're putting into savings, but that money will be important if you ever face an unexpected expense such as a home repair or increased bill. In the example above, our budgeter reduced their spending on alcohol, leisure and 'other' to keep their outgoings below their income. We've included multiple forms of income just to show how that would work, but you may well just need to include your monthly salary here (which would be much easier). Here's our example of the 'income' section of a budget. If your main income arrives more frequently, you may prefer to make a weekly or fortnightly budget. In the example below, our budgeter is paid a monthly salary and they do occasional freelance work on the side. information on any other income you may have.Ī lot of this 'paperwork' will be virtual these days, so it might be best to open up several tabs and emails on your phone or laptop or print things out if you think it'll help you.details of your savings and pension contributions. ![]()
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